FINANCIAL LITERACY
Just Do It Movement Inc know that financial stability is key to affordable housing; therefore, this program provides skills and training on financial literacy to mange their money more effectively and maintain a short and long-term budget for financial wellness. We shall teach the following for Financial Stability but not limited to:
- Budget (short & long-term budget plan to save money)
- Understanding the best saving & checking account that benefit their needs
- Credit Repair (paying off debt, identifying & dispute issues that maybe wrong on their credit. Having short-term goals on how to pay-off debt)
- Credit Cards (understanding the best credit cards with less interest rates & the best credit card to help build credit)
- FICO Score
- Debt to Income Ratio (understanding what it means and how to decrease it)
- Home ownership or stable housing (the process to purchase and how to find appropriate housing that the individual can afford)